If you have credit or income problems,
or so called "bad credit", this website can provide you with strategies and solutions.
People with difficult situations
—even income complications, can accomplish their goals with the right knowledge and actions.
Our primary objective is to help people by providing this knowledge. To "turn the situation around" and obtain quality affordable homeownership. Or to refinance and optimize the affordability of an existing home.
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Maybe we can help. |
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What we do, why it works. What's the catch? Is this really free? Questions & Answers Frequently Asked Questions Credit Repair Advice How to repair your credit |
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Credit problems vs. bad credit, and how to refinance. Buy a Home with NO MONEY DOWN 100% financing with partial credit repair, (the right repair) |
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Tips for repairing and/or re-establishing credit can be found at the following
links.
Learn about the three major credit bureaus that report credit problems/bad credit. When you apply for a mortgage, refinance or home loan, these are the three most often used credit bureaus to determine if you qualify.
Equifax
Note: Credit repair and the re-establiment of credit, in most cases, requires 12 - 24 months. "Step one" mortgages, refinancing and home loans to provide reasonalby priced loans during that time period (and more time, if need be), when a homeowner would be working toward the repair and/or re-establisment of credit. Note: Credit scores under 550, may require some corrections or repair, prior to a step one refinance. Speak with an eMortgage consultant about your particular scenario. If your credit score is under 550, or less than the score required for the program you desire, we may be able to help or advise how to raise your score to the required level. Note: Scores below 620 are now subject to many of the same guidelines as scores under 580 were previously. If your credit score was previously below 580, many lender programs now require a score of 620 or above. |