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Refinance with Bad Credit
Credit problems vs. bad credit, and how to refinance. |
Buy a Home with NO MONEY DOWN 100% financing with partial credit repair, (the right repair) |
Credit Score Below 500?
If your credit score is less than 500, we may be able to help. |
Under 580 and need financing?
Less than 580 score refinance? Zero Down Purchase also available. |
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Tips for repairing and/or re-establishing credit can be found at the following
links.
United States Federal Trade Commission "Credit Repair: Self-Help May Be Best" Learn about the three major credit bureaus that report credit problems/bad credit. When you apply for a mortgage, refinance or home loan, these are the three most often used credit bureaus to determine if you qualify.
Equifax
Note: Credit repair and the re-establiment of credit, in most cases, requires 12 - 24 months. The eMortgage Auction, does emphasis "step one" mortgages, refinancing and home loans to provide reasonalby priced loans during that time period (and more time, if need be), when a homeowner would be working toward the repair and/or re-establisment of credit. Note: Credit scores under 500, may require some corrections or repair, prior to a step one refinance. Speak with an eMortgage consultant about your particular scenario. If your credit score is under 500, or less than the score required for the program you desire, we may be able to help or advise how to raise your score to the required level. Note: Scores below 520 are now subject to many of the same guidelines as scores under 500 were previously. If your credit score was previously below 500, many lender programs now require a score of 520 or above. However, the eMortagage Auction continues to support programs for both, scores less than 520 and less than 500. |