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messages[0]="<font face='verdana' size='1' color='navy'>    </font>"
messages[1]="<font face='verdana' size='2' color='navy'>After you find out what is on your credit report, what is the most efficient and safe way to improve your credit?</font>"
messages[2]="<font face='verdana' size='2' color='navy'><br>Learn how the <B>Fair Credit Reporting Act</B> can help you repair your credit.</font>"
messages[3]="<font face='verdana' size='2' color='navy'>Most no-money-down concepts require buyers to shop for the right Seller; a Seller that is willing to work out and structure a creative deal. </font>"
messages[4]="<font face='verdana' size='2' color='maroon'>However, with 100% financing, buyers can shop & choose from a much wider selection of homes on the market.</font>"
messages[5]="<font face='verdana' size='2' color='navy'>100% financing means there's  no searching for the right Seller; and buyers have negotiating power because sellers get 100% at closing.</font>"
messages[6]="<font face='verdana' size='2' color='navy'>This eBook is written from within the mortgage/credit industry.  It's researched and produced through an unusual combination of resources.</font>"
messages[7]="<font face='verdana' size='2' color='maroon'>There is currently nothing else like this on the internet; not in any book store; nor found in those hyped TV programs about no-money-down.</font>"



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